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There is no doubt that Heartland is under-performing as a company. And as a security professional, I would love to believe the cause is the breach. But the breach may just be a correlated event.

I would like to see a deeper analysis.


There is no doubt that Heartland profits and margins have suffered in the short term, yet there is also no doubt that almost any business would be over the moon happy with 60% top line revenue growth.

For companies, Risk is the permanent impairment of capital, Heartland shareholders have not had a cheery 2009-10, but the firm is still there and its growing earnings. We might be looking at a very different story in 2012

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